Stage 01 · Discover
19 Julia Street, Ashfield NSW
1Discover2Investigate3Analyse4Negotiate5Own
High confidence

19 Julia Street

Ashfield NSW 2131
4· 1· 1| Single-level bungalow·Built c.1925·398.4 sqm
Last updated 10 May 2026
Overall deal health
Good
Proceed with confidence.

Well positioned with manageable risks and considerations.

Estimated 10-year ownership cost
$3.74M
$1.34M above purchase price
Likely market value range
$2.25M – $2.31M
Medium confidence
Overpaying risk
Medium
You may be overpaying by ~$90k – $150k
Risk summary
  • SStructuralMedium
  • WMoistureHigh
  • FFloodLow
  • BBushfireLow
10-year ownership cost breakdown
Total
$3.74M
  • Purchase price$2,400,000
  • Upfront costs$115,000
  • Mortgage interest (10 yrs)$1,034,000
  • Maintenance & repairs$100,000
  • Insurance & rates$58,000
  • Ownership risk reserve$30,000
  • Total$3,737,000
Top risks & considerations
  • Period roof likely in next replacement cycle
    Tile roof on a c.1925 bungalow — typically 80–100 yr lifespan
    $22k – $32k
    Potential cost
  • Subfloor & rising damp watch
    Common in pre-war homes, especially low brick stumps
    High
    Attention
  • Original electrical & plumbing
    Period homes often need rewiring & re-piping over 5–10 yr
    $8k – $14k
    Potential cost
Smart insight
This property is likely to cost more than similar homes over the next 10 years.

Comparable properties in this area have 10-year ownership costs averaging $3.42M.

Comparable ownership costs (10 yr)
  • This property
    $3.74M
  • Area average
    $3.42M
  • Best 25% of homes
    $2.95M
Your next steps
  1. 1
    Shortlist
    Save and compare properties
  2. 2
    Book inspection
    Use our checklist for a smarter inspection
  3. 3
    Get expert advice
    Connect with trusted professionals
  4. 4
    Make an offer
    Know your numbers and negotiate better
  5. 5
    Manage & maintain
    Keep track of repairs and costs

Estimates are indicative only. Always do your own due diligence.